How much does longevity medicine cost in 2026? A full breakdown

Longevity medicine cost is the sum of four parts: a consultation fee, an ongoing membership or per-visit fees, lab testing, and the medications or peptides in your protocol. At BioCure Health, the physician video consultation is $199 and can be credited back with a membership, specialty tests range from $329 to $625, and membership and medication costs are set at your consultation based on your protocol. Most longevity clinics are cash-pay, and many patients use HSA or FSA funds to cover part of the bill.

That is the short answer. The longer answer is that no two people pay the same amount, because no two protocols are the same. Below, each cost is broken out so you can see where your money goes and build a realistic first-year budget before you commit to anything.

Why longevity pricing is hard to compare

Longevity medicine is not one product. It is a bundle of services, and every clinic bundles them differently. One clinic folds labs into a monthly fee. Another charges for each test separately. A third bills medication on top of everything else. When you compare two headline prices, you are often comparing two very different packages.

The fix is to stop comparing totals and start comparing line items. Every longevity program, wherever you go, is built from the same components:

Cost component What it pays for How clinics usually price it
Consultation First physician visit, history, goal setting One-time fee; sometimes credited toward a membership
Membership or visit fees Ongoing physician oversight, follow-ups, messaging, protocol changes Monthly or annual membership, or pay per visit
Baseline labs Hormones, thyroid, lipids, metabolic and organ markers Included in some memberships, billed separately at others
Specialty tests Epigenetic age, micronutrients, gut health, genetics Almost always a la carte
Medications and peptides Testosterone, GLP-1s, peptides, supplements Usually separate, priced by protocol and dose
Retesting Follow-up labs to track progress and safety Per test or built into a membership cadence

When you request a quote from any clinic, ask them to fill in every row. If a row is blank, that is a cost you will discover later.

Consultation fees and what a first visit includes

The consultation is where your program is designed, so it is worth understanding what you are paying for. At BioCure Health, the process starts with an online intake that takes about five minutes. You then have a video consultation with a physician, which costs $199. If you move forward with a membership, that $199 can be credited back.

The visit covers your health history, your symptoms, and, just as important, your goals. Not every person who walks through our doors is sick. Most of them just want more: more energy, better recovery, steadier weight, sharper focus. The consult is where those goals get translated into a testing plan.

You can do this appointment by video or in person at the clinic in the Fort Lauderdale area. BioCure is licensed to treat patients in 47 states, and availability in your state is confirmed at intake, before you pay for anything beyond the consult.

One caution when comparing clinics: some advertise a "free consultation." Ask what it includes. A free sales call is not the same as a physician visit that reviews your history and orders labs.

Membership plans vs pay-as-you-go

Most longevity clinics use one of two models.

Membership. You pay a recurring fee that covers physician oversight, follow-ups and support. Some memberships also include labs or a set number of visits. The advantage is predictability: you know your monthly baseline. The trade-off is that you pay whether or not you use every visit that month.

Pay-as-you-go. You pay for each visit, test and prescription as it happens. This can cost less if you only need occasional check-ins, but it is harder to budget, and frequent adjustments early in a protocol can add up quickly.

BioCure uses a membership model. Membership pricing depends on your protocol and is set at your consultation, and ongoing follow-up and support are included once you start. For men's hormone care, for example, BioCure offers three tiers: bioOptimize (foundational), bioRestore (medications that raise your body's own testosterone without direct hormone replacement), and bioTest (full testosterone replacement with ongoing hormone monitoring). The tier you need shapes the cost. For a deeper look at hormone pricing specifically, see what BioCure hormone therapy costs and our guide to hormone optimization cost at a longevity clinic.

The right model is the one that matches how often you will actually need your physician. If you are starting hormone therapy or a GLP-1 protocol with dose changes, ongoing oversight matters, and a membership usually makes that easier to budget.

Labs, epigenetic tests and retest cadence

A decade ago, most people only did blood work when something felt wrong. In 2026, the mindset is completely different. Labs are the foundation of any credible longevity program, because you cannot optimize what you have not measured.

BioCure's comprehensive Male and Female panels cover hormones, thyroid, lipids, metabolic and organ markers, and the site describes the panel as covering 90+ biomarkers. You can test with an at-home kit and an in-home phlebotomist visit, or in a lab. Results come back in 7 to 14 days, and every result is interpreted with a specialist. Panel pricing for your situation is quoted at your consultation.

Specialty tests are optional and priced individually:

Specialty test BioCure price
Adrenal/stress $329
Genetic testing $530
Micronutrient $585
Food sensitivity $600
Gut health $600
TrueAge epigenetic $625

A word of candor on epigenetic age tests: they are an exciting area, but the science is still evolving. Treat an epigenetic result as a trend marker you track over time, not as a diagnosis or a guarantee. Most people get more practical value from a strong baseline panel first, then add specialty tests if a specific question comes up.

Retesting is the cost people forget. Your physician sets the retest schedule based on your protocol. People on hormone therapy or prescription weight loss medication are typically monitored more often than someone on a lighter foundational plan, because dosing decisions depend on those numbers. Ask how often retesting is expected and whether it is billed separately. Our breakdown of comprehensive biomarker testing costs in 2026 compares membership-included testing against paying per test.

Medication and peptide costs on top of membership

Medication is usually the most variable line in a longevity budget, because it depends entirely on what your labs and goals call for. At BioCure, medications ship to your door, typically 5 to 10 business days after your consultation and testing, from licensed compounding pharmacy partners.

Here is what drives the cost of each category:

BioCure does not publish fixed medication prices because the protocol, dose and duration are set for you individually. You will see the full cost in your 1:1 results review, before anything ships.

HSA/FSA and insurance: what can be covered

Most longevity clinics, including BioCure Health, are cash-pay. BioCure does not accept health insurance directly. Health insurance is generally built to pay for diagnosing and treating disease, not for optimization, so many longevity services fall outside typical coverage.

That does not mean you have to pay entirely out of pocket. Many BioCure patients pay with HSA or FSA funds, and BioCure provides invoices and documentation you can submit for reimbursement. Whether a specific service or medication qualifies depends on your plan and on federal tax rules, so check with your HSA or FSA administrator before you assume coverage. Because HSA and FSA contributions are made with pre-tax dollars, using them can meaningfully lower your effective cost.

If you have a specific medical condition, some testing may also be available through your regular insurance via your primary care doctor. That can be worth exploring for basic labs, while you use a longevity clinic for the deeper interpretation and protocol.

A first-year budget worksheet using BioCure's model

The wealthiest investment anyone can make is the one they make in themselves. Like any investment, it deserves a plan. Use this worksheet to map your first year:

Line item BioCure figure When it hits Notes
Physician consultation $199 Month 1 Credited back with a membership
Comprehensive panel Quoted at consultation Month 1 At-home or in-lab; results in 7 to 14 days
Specialty tests (optional) $329 to $625 each Month 1 or later Add only if they answer a real question
Membership Set at consultation Monthly, ongoing Includes follow-up and support
Medications or peptides Set by protocol Monthly, ongoing May change as doses are adjusted
Retesting Set by your physician Periodically through the year More frequent on hormones or GLP-1s

To build your own number, work through it in order:

  1. Start with the $199 consultation, and remember it comes back as a credit if you join.
  2. Add any specialty tests you actually want. For example, adding a TrueAge epigenetic test ($625) and a micronutrient test ($585) brings your upfront testing and consult total to $1,409, before membership and medication.
  3. Multiply your quoted monthly membership by 12.
  4. Multiply your quoted monthly medication cost by 12, and ask whether it will rise during dose escalation.
  5. Add retesting at the cadence your physician recommends.
  6. Subtract the portion you expect to pay with HSA or FSA funds after confirming eligibility.

This is what modern longevity looks like. A body that is monitored, supported, and optimized all year long, with a budget you understand before you start.

Frequently asked questions

Is longevity medicine worth the cost?

It depends on your goals and how you use it. The value comes from finding issues early through labs and acting on them with physician oversight, not from any single treatment. No clinic can promise a specific result, so judge a program by the quality of its testing, interpretation and follow-up.

How much is a longevity clinic consultation?

At BioCure Health, the physician video consultation costs $199, and that fee can be credited back if you start a membership. Other clinics price their first visit differently, so ask exactly what is included, especially if a consultation is advertised as free.

Does insurance cover longevity medicine?

Usually not directly. BioCure Health does not accept insurance, but many patients use HSA or FSA funds, and BioCure provides invoices and documentation for reimbursement. Check with your plan administrator to confirm which services qualify.

How much does an epigenetic age test cost?

BioCure's TrueAge epigenetic test is $625. Epigenetic age testing is still an evolving science, so it is best used as a trend you track over time alongside a comprehensive blood panel.

Are peptides included in a longevity membership?

At BioCure, medications and peptides are priced according to your protocol and shown to you during your results review. Costs vary with the peptide or stack, the dose and the duration, so there is no single flat price.

How long before I start treatment after paying for a consult?

At BioCure, lab results take 7 to 14 days, and medications typically ship 5 to 10 business days after your consultation and testing. Your protocol and its full cost are explained in a 1:1 review before anything ships.

Longevity is not accidental, it is intentional, and so is the budget behind it. When you know what each line item costs, you can choose a plan that fits your goals and your finances. If you want a personalized estimate, reach out to our team and we will reply within 24 hours.

Let BioCure Health lead you in the right direction. Call or text us to schedule an introductory call at 754-206-0838, your future self will thank you.